
Benefits—particularly
health care coverage and retirement savings options—weigh heavily on the minds
of business owners across the country. They worry about raising rates and
offering competitive plans. But they also worry about their own bottom lines,
and how much they can cut before benefits suffer. Those worries trickle down to
their employees, who depend on those benefits to take care of their families
and prepare for their futures. More

If there is one constant in
American health care, it’s the desire to do better.
Our collective notion of how to deliver health care and
retirement security has been in a constant state of flux during the past
century. Both have evolved continuously, undergoing much debate, analysis, and change,
over and over again. And now health care is on the cusp of another renovation—and
it probably won’t be the last.
More

For my clients who are near retirement, one of their most common
concerns relates to taking Social Security benefits. Unless you are well
informed on this issue, a misstep could cost a family thousands of
dollars in foregone benefits. So when my clients ask me when they should
start taking their benefits, my short answer is, "It depends." More
While the debate over the health
care system rages on, the other critical challenge we face this century is the
education of our children. With each new generation, we expect innovation to
fuel growth and move us forward. However, innovation depends on a well-educated
population and workforce, and if we continue to reduce our investments in
education, the outcome is troublingly predictable. More